Homeowner guides

Homeowner Guides: Roofs, Hail and Insurance in Northern Colorado

Plain-English guides for homeowners in Fort Collins, Loveland, Windsor and Greeley. What hail season does to a roof, what a real inspection covers, what an inspection costs, and how to vet whoever knocks after a storm. No sales pitch, and nothing you have to buy to use them.

Craftsman reviewing printed roof plans and photos at the tailgate of a work truck

Fig. 01 Findings explained at the tailgate

The guides

Four guides, in the order most homeowners need them.

Start with the season, then the inspection, then the cost, then the people at your door. Shorter reads on repair versus replacement, siding, coatings and the days after a hailstorm are on the homeowner blog.

Close-up of hail impact bruising on an asphalt shingle, circled in chalk, with an inspector's gloved fingertips

Colorado hail season

When hail season runs on the Front Range, what a hailstone does to an asphalt shingle, and what to do before the first storm and in the days after one.

Read the hail season guide →

Roof inspector on a ladder photographing the roof edge with a tablet

Roof inspection checklist

Every place a Northern Colorado roof tends to fail, slope by slope, so you can follow along during an inspection or check a report someone handed you.

Read the inspection checklist →

Roofing craftsman inspecting architectural shingles on the ridge of a Fort Collins home at golden hour

Roof inspection cost

What a paid roof inspection usually includes, why ours is free, and what you should get in writing from anyone who looks at your roof, paid or not.

Read the inspection cost guide →

Varied shingle rooftops of a Fort Collins neighborhood at golden hour with faint foothills on the horizon

Local roofers vs storm chasers

Six things to check before you sign with anyone who knocks after a hailstorm, and what Colorado’s roofing law says about deductibles and cancelling a contract.

Read the storm chaser guide →

How the guides are written

From the roof, not the sales desk.

Each guide describes a process: what gets looked at, what gets photographed, what goes in writing, and what you decide. Where a guide touches Colorado weather or Colorado law, it tells you to check the source or ask your carrier rather than take our word for it.

What you will not find is a fear pitch or a promise about what your insurer will do. We document roofs and build approved scopes. The insurance claim documentation page explains that line in detail, and the about page explains how every job runs.

  • Process first: what happens, in what order
  • Documentation you can ask any roofer for
  • Weather and law statements point you to the source
  • No pressure, no promises about claims

What a free inspection covers →

Roofer's gloved hands setting a new architectural shingle into a fresh course

Fig. 02 Approved scope going on, course by course

Free inspection

Read the guides, then let’s look at your roof together.

A free inspection anywhere in our Northern Colorado service area, with documented findings and a written scope. Then you decide.